JANUARY 2022 - CURRENT

Chief Compliance Officer (Crypto)

• Development and orchestration of compliance strategies for building and standing-up a BSA/AML Compliance Program.

• Creation and development of the foundational components of compliance program including, risk assessment, policies, and      procedures to ensure AML/CFT, OFAC/Sanctions and PEP Screening, CDD/KYC framework; etc.

• SOC2 Type I and Type II – process management.

• Negotiation of contracts and management of third-party relationships for compliance solutions.

• Manage compliance related regulatory exams and audits.

• Development of State Level - Regulator Outreach Program specific to ever changing cryptocurrency laws and regulations.

• Provide advisory and strategic direction on      compliance related matters to executive team and Board of Directors.

• Foster positive relationships with regulatory agencies via timely and accurate reporting of MSB financial reporting, licensing requirements and surety bond program development.

• Preparation of U.S. regulatory filings with FinCEN including Suspicious Activity Reports and final review of high-risk customers through EDD process as well as OFAC hits which arise during KYC process.

• Transaction Monitoring – AML rule creation, tuning, testing.

• Preparation and coordination of annual Independent Review/Audit as well as log, track and execute remedial actions stemming from the Independent Review.

• Monitor industry trends ensuring the company’s MSB-related AML compliance program conforms and adheres to all applicable state and federal laws and regulations with ongoing training and active participations in industry groups and forums.

JUNE 2021 - CURRENT

BSA/AML Compliance Manager (Crypto)

• Creation and development of BSA/AML Compliance Program for traditional and Bitcoin ATM network of 1000 terminals.

• Cryptocurrency wallet monitoring, analysis, and investigations

• Extensive review and research of state-specific money transmitter statutes and regulations for determination of license requirements directly related to State-specific cryptocurrency regulations

• Point of contact for subpoena/warrant response and review

• Manage the state Money Transmitter license (MTL) application/renewal process through NMLS

• Board and Compliance Committee Reporting 

• Annual AML training program creation and management

• Initiating transaction monitoring/case management build through in-house dev team – specification development

• Manage 3rd party technology vendor

• 3rd Party Independent Review sourcing,  management and deficiency remediation and response

• Training for AML department analysts; provide ongoing      training on daily functions and processes

• Research and investigation of transaction data for      decisioning and filing CTRs and SARs.

• Quality control of analyst created CTRs/SARs and Continuous      Activity Reports (CARs) ensuring adherence to BSA requirements/timelines.

• Responsible for all CTR and SAR filings with FinCEN

• State and Federal examinations preparation and response

OCTOBER 2019 – JUNE 2021

Sr. BSA/AML Compliance Specialist (Team Lead)

• Team lead for AML department, supporting members by providing ongoing training on daily functions and processes.

• Research and investigation of transaction data for      decisioning and filing CTRs and SARs.

• Quality control of analyst created CTRs/SARs and Continuous      Activity Reports (CARs) ensuring adherence to BSA requirements/timelines.

• Responsible for all CTR and SAR filings with FinCEN.

• Assist Compliance Officer with State Exam preparation and response.

• Perform daily transaction monitoring (as needed) as well as weekly 90-day lookbacks.

• Manage the State Money Transmitter license renewal process for approximately 50 states (majority through NMLS)

• Manage monthly/quarterly and annual State specific money transmission reporting.

• NMLS Call Report and CA (specific) Call Report

• Secure/research and organize appropriate documentation and data for State and Federal examinations and independent      reviews.